Are you embracing the 4 C’s of financial literacy?

Video Courtesy of NABE Webinars


A lot of people have heard of the phrase “it takes a village to raise a child”. I was thinking the other day, the reason why people have a sense of belonging for a community or a city or an estate is because of the people who live there. The experiences and support they bring to that environment promotes a positive culture that draws everyone who lives there to feel as though they belong. They become protective and nurturing of their “village”.

That is the same way we should think about our finances. You do not get to financial stability and freedom by guesswork, feelings or emotions. It is an act of intentional commitment, discipline, education and accountability and it will involve you, and those you are willing to listen to.

I am a firm believer that money is a magnifying tool that reveals the intent and the character of your soul. Who you really are will always be revealed in the abundance of money or lack of it in your life. I have been around people who seemed humble and kind when they did not have money, until they reached a place of financial prosperity. All of a sudden, a sense of being rude and dismissive becomes appealing as though it is supposed to be fashionable. Pride becomes a regular smoothie partaken to make sure that you prove to everyone you made it.

On the other hand, having a lack of money can bring out the insecurities, fear, withdrawal and lack of confidence of embracing true purpose. I have also seen people sabotage great relationships, their integrity and character, because the struggle of not having enough turned them to desperation. They ended up doing things they wished they had not, or going back into situations they should not have, to get back to that place of financial comfort.

The reality is, having financial stability is a great feeling. Waking up each day with the amazing peace that you can pay every bill or anything you owe and have so much left over is a wonderful blessing to experience. However, the biggest mistake we make including myself is, camping in that place of wishing that could happen if we are not yet walking in that reality.

To embark on a journey to success regarding your finances, it has to begin with your outlook. What do you think of yourself regarding money? Proverbs 23:7 KJV states “As he thinketh in his heart, so is he”. Your outward behavior and reaction including your relationship with money is a direct reflection of how you think about yourself.

To create an outlook that will push you and motivate you to a healthy relationship with your finances, including being vulnerable and honest with yourself, as to why you push yourself each day to financial success, practice the “4 C’s to a positive outlook on money” as given to me by Holy Spirit”:

1. Courage

Be willing to face yourself and examine the true motives of your heart. How do you view money? Is it dreadful? Are you stressed out every time its payday or do you have a heart of gratitude for Gods provision? Are you courageous to admit that a lack of money has created a void that you need God to fill? Are you willing to admit that you have used money to attain a status that will make people like you? You have to be courageous to face yourself on your outlook of money.

2. Commitment

You have to commit to change. Denial is not a choice. It is an invisible wall that you create in the circumference of your mind to convince you to cope with the assumption that everything is okay when it is not. Commit to have a positive outlook regarding money. This will give you a fresh perspective of the root cause of your behavior and relationship to money. If money is a tool that motivates you to live a purposeful life, it will be revealed and you will be encouraged to continue working hard. If it is not, you can pause and find out why and adjust your outlook to route you in the right path.

3. Confidence

Confidence is very connected with faith. God always tells you to believe the opposite of what you feel or see. Sometimes at your worst, when you are experiencing lack, God encourages you that “He is your Shepherd and you shall not want” Psalms 23: 1.

As a child of faith, you have to remember that God orchestrates each of our steps and as we live yielded to Him, He will guide us to wisdom, knowledge, education that will equip us to great stewardship. However, we have to first be confident in Him. I am learning that daily, God never gets tired of empowering us with confidence. Seek Him, ask Him, He is right there, and He is willing to release to you the measure of confidence you need to handle the financial obligations at hand.

4. Consistency

Consistency is what icing is to a cake, what syrup is to a pancake, what salt is to soup. Have you ever had soup with no salt? There is no taste to it. But you add a bit of salt and the flavors seem to be awakened as you drink it. It is the secret ingredient that so many of us miss. We start, but don’t finish. We set the budget, but don’t follow it. We open the savings account, but never deposit any money in it. I look at consistency as pacing yourself to savor the sweetness of life.

I love drinking tea. I specifically enjoy a nice cup of Kenyan brewed tea. It takes a special skill to brew a really good cup of Kenyan tea. To add up the flavors and make sure the taste of it is not bitter. The key is time. I consider myself a “master” at making tea especially for a large group of people but, it took me years and years of making tea everyday to learn. I could make tea in my sleep. Was it exciting? No! In fact, sometimes I dreaded it. But, when I see people close their eyes and smell the tea as they drink it with a smile and savor the taste, it brings me great joy!

It is the same way with consistency. You are not going to have butterflies and feel a sense of excitement truth be told you may get bored, not want to do it, dread it, but that is when you should do it. Be consistent in your commitment to be courageously confident about your outlook on money and watch how open you will be to learning how to be a wise steward of what God has blessed you with.

 

Life Starts Now: An Interview with Chanel Dokun

Life Starts Now: An Interview with Chanel Dokun

Have you ever felt like you’ve been waiting for life to happen or chasing a dream that isn’t yours? Chanel Dokun, a therapist and life planner, helps women and all of us redefine our worth from the inside out instead of the outside in her book Life Starts Now: How to Create the Life You’ve Been Waiting For. UrbanFaith had the chance to chat with her has she releases this timely book with practical ways to stop waiting and start living.The full interview is above. More on the book below:

LIFE STARTS NOW:
HOW TO CREATE THE LIFE YOU’VE BEEN WAITING FOR
Did you think you’d finally be happy if you built a great career, found a meaningful romantic relationship, and crafted the picture-perfect life? But once you’ve gotten those things, you find yourself asking, Why isn’t this enough? Shouldn’t there be more? You’re not alone.

Chanel Dokun has walked hundreds of clients, just like you, through a similar journey of disillusionment because she’s traveled the same path herself. She spent years trying to achieve the lifestyle she thought she wanted, but with every accomplishment, Chanel found herself feeling more disappointed, disillusioned, and lost. She realized she needed to let go of society’s definition of success and become the architect of her own life.

In Life Starts Now, Chanel draws on her experience as a therapist and certified life planner to help you redefine what success really means as she offers practical strategies to help you create the life you are longing for. She shares

-an in-depth look at why society’s definitions of success and significance aren’t the answer in your search for more;

-practical action steps for unlocking your genius, finding your flair, and discovering your unique life purpose; and

-how the five postures of silence, solitude, generosity, gratitude, and play will take you from striving to thriving.

Life Starts Now will inspire you to release the search for significance and recover a redemptive view of your ordinary life so you can experience profound joy and fulfillment—and embrace your true purpose.

God’s Gift of Being Your Mother

God’s Gift of Being Your Mother


Video Courtesy of Anointed Praise Dance Ministry


When I was a child growing up and playing house with my dolls, I always dreamed of the day when I would one day be a mother.  I had it all planned out.  I would get married­­­­­­, and have two children; a boy would be the oldest and the girl would be the youngest.  I would live happily ever after.  As fate would have it, that day never came.  Well, not in the way I had expected it to happen.  I am not a biological mother, but I have mothered so many children throughout my life. My life has not played out the way I planned it, but it has worked out exactly as God has planned it.

I am happy that God has placed some awesome women in my life who exemplify a true gift from God.  Some have played major roles in my life throughout my upbringing and adulthood and others are great friends who I have had the pleasure of witnessing in their motherhood role.  I wanted to be a mother like my mother was to me.  My mother was a gift from God – and so are many mothers.

Think about it.  Mothers carried you for nine long months, lost their figure, and some were sick during their entire pregnancy.  Not to mention, with children come sleepless nights, temper tantrums, potty training, teething, measles, mumps, chicken pox and everything else.  Mothers mostly were the taxi cab drivers to school, numerous athletic practices, and games.  They are our biggest cheerleaders with and experts in home economics, counseling, doctoring, teaching, and whatever else is needed. Your mother made sure you were college prepared and, if college wasn’t your thing, then she supported you as you followed your dreams. Mothers are small business owners and can fix most things.  Mothers are intelligent, loving, compassionate, patient, and supportive.  Mothers have so much wisdom.

Unfortunately, some people have not had the experience of knowing and loving the previously described mothers above.  That is so unfortunate.  I won’t bash anyone who has not had the love of a mother.  However, I pray that at some point in your life you are able to experience the love of a mother figure.  Everyone that births a child is not always the best mother figure.  But then there are those like me, who have never birthed a child but love children and love being around them.  I hope that at some point in my life, I have been able to share my love with someone who hasn’t had the best experience with a mother.

God has made us share the love of a mother with unloved children.  No child should ever feel as if they have not had the love of a mother in their life.  There are so many places that childless women can go and be a mother figure to young children.  Help them to have the kind of love that your mother gave you. We want them to know that Mothers are a gift from God, whether it is their biological mother or someone who just has a lot of love to give.  “A child doesn’t have to be biologically yours for you to love them like your own.”

Always know, God can and will be your mother.  He has been for me since my mother passed.  He comforts me.  He is patient with me.  He is all knowing.  He is compassionate.  God is love.

My mother has been gone for 19 years, and I still grieve her especially during the holidays.  But God has been with me through it all.  Throughout scripture, you can see where God can and is seen as a mother figure. 

Deuteronomy 32:10 (NIV) “In a desert land he found him, in a barren and howling waste. He shielded him and cared for him; he guarded him as the apple of his eye.”

Hosea 11:3-4 (NIV) “It was I who taught Ephraim to walk, taking them by the arms; but they did not realize it was I who healed them. 4I led them with cords of human kindness, with ties of love. To them, I was like one who lifts a little child to the cheek, and I bent down to feed them.”

Luke 13:34 (NIV) “Jerusalem, Jerusalem, you who kill the prophets and stone those sent to you, how often I have longed to gather your children together, as a hen gathers her chicks under her wings, and you were not willing.”

Psalm 91:4 (NIV) “He will cover you with his feathers, and under his wings, you will find refuge; his faithfulness will be your shield and rampart.”

Isaiah 42:14 (NIV) “For a long time I have kept silent, I have been quiet and held myself back. But now, like a woman in childbirth, I cry out, I gasp and pant.”

Isaiah 49:15 (NIV) “Can a mother forget the baby at her breast and have no compassion on the child she has borne? Though she may forget, I will not forget you!”

Let God comfort you and protect you.  He will be the mother you never had or the mother that is no longer with you.  God can be whatever you need God to be.

Pray About It: God, you are so awesome in all that you do.  Thank you for the wonderful gift of mothers.  We are grateful for your love, comfort, and protection for the motherless.  God, you are a gift that fulfills needs for the motherless.  Thank you for nurturing us and holding us close through all circumstances.  Thank you, God.  Amen.

Deuteronomy 4:9-10 (NIV)

Only be careful, and watch yourselves closely so that you do not forget the things your eyes have seen or let them fade from your heart as long as you live. Teach them to your children and to their children after them. Remember the day you stood before the Lord your God at Horeb, when he said to me, “Assemble the people before me to hear my words so that they may learn to revere me as long as they live in the land and may teach them to their children.”


About the Author

TONIA WILLIAMS: Tonia lives in North Augusta, SC where she grew up.  She received her BA degree in Journalism from the University of South Carolina (USC), Columbia, SC and her MBA degree from Brenau College in Gainesville, GA.  She is actively involved with her church, Old Macedonia Baptist Church, where she sings on the choir, is Director of Vacation Bible School, and teaches the Women’s Sunday School class

5 powerful secrets to finding Mr. or Mrs. Right as a Young, Christian Single

5 powerful secrets to finding Mr. or Mrs. Right as a Young, Christian Single

 


Let’s face it. Being single and Christian is hard. It’s even harder to find that person you want to spend the rest of your life with. There are so many factors to consider: age, personality, looks, and spirituality. It can all become a blur. How do you even figure out if someone is a match for you? What does God have to say about it? Here are five powerful secrets to finding Mr. or Mrs. right as a young Christian single.

Serve

The first thing to consider is whether you and the other person are serving the Lord. One of the first things I discovered about my wife was that we were both passionate about serving God and looked for ways to bless others.

In fact, I met my wife preparing for a short-term mission trip. The funny thing is it wasn’t love at first sight for either of us. We continued to serve together at different times and in different places for about four years.

One day I looked up and I realized we were spending a lot of time together and I had stars in my eyes.

Be Yourself

You can’t find the right person for you if you are putting on a mask in public. The person you attract will be drawn to the mask and not the real you.

So don’t be afraid to share your real opinions about things. Put your likes and dislikes on full display.

Yes, some people will be repelled but the right people will be drawn to you. Now, don’t get me wrong.

You don’t want a clone of yourself who thinks and believes the same way you do. You want someone who will be attracted to your authentic self.

Step Outside of Your Comfort Zone

I grew up in a small storefront church in Los Angeles. Most of my family still attends this church.

My heart will always be there, but staying within this circle made my choices for a mate slim.

Once I got out and started becoming involved in leading a Bible study on campus, and eventually going overseas on short-term mission trips, the dating pool started to widen.

I started meeting different people and more people who were going in the same direction I was going. That all started with me stepping outside of my comfort zone.

Decide That You are Dating to Marry

This should be a no-brainer for Christians but oftentimes we just date people because we don’t want to be alone.

Other times it’s just hormones taking over. If you didn’t know, Christians don’t date just to date. We date to marry.

I can remember hearing a sermon about marriage and being a single Christian man. The pastor said that if we’re not going to a hostile mission field or secluding ourselves in the Amazon jungle to find a cure for cancer we need to plan to get married.

That basically put me on blast and I started actively seeking to find the wife God had for me.

Be willing to let go

The last secret is this: Be willing to let go. Sometimes the person you are dating is not the right person.

Still many people go on dating someone when they know that they don’t want to be with this person for the rest of their life.

There are more red flags than a Chinese political rally yet the person still holds out hope that maybe they will change. Most of the time they will not.

It’s best to stop holding on to hope that this person will change their ways or their basic personality traits. When you do that your perspective on the situation changes.

You begin to compromise. You want the relationship to work so badly that you will do anything to make it happen.

Eventually, either you both move on after wasting time or you end up marrying them and committing to a person who is not for you.

Trust God. Be willing to let go.

 

What Had Happened Was: An Interview with Chaz Smith

What Had Happened Was: An Interview with Chaz Smith

Chaz Smith is a viral content creator who has millions of followers on Instagram, TikTok, YouTube and more. He has been producing viral comedy shorts for over a decade, making him one of the veterans to social media content creation. But he is not just funny, he is also faithful. He is now using his God-given platform to produce a new kind of content…Bible stories. His new venture What Had Happened Was is an animated series telling Bible Stories on YouTube and other social channels that will be available for people everywhere for free. He is beginning with the Book of Daniel which launches next year. In order to get the series across the finish line and available for free he has launched a kickstarter to crowd fund the project. UrbanFaith editor Allen Reynolds sat down with Chaz to discuss the project, his faith, and how we can keep that same energy sharing the good news as believers. The interview is above, more about Chaz Smith and the series is below. Contribute to his kickstarter here to help this show come to life!

https://www.whhwseries.com/

At its core, WHHW bridges the gap between the world of entertainment, history, pop culture, comedy, and the Bible. In its first season, WHHW will retell the Biblical story of Daniel. The eight episode miniseries will highlight Daniel’s royal lineage, captivity, and how he was forced to serve foreign kings in a distant country. As the story unfolds, viewers will watch how Daniel and his friends encountered threats that challenged everything they believed in, but their actions ultimately ended up impacting the course of human history. In addition to the first season, WHHW is slated to include at least two more, which will depict the lives of Joseph and Esther.

“My hope is that WHHW will bring the stories in the Bible to life in a way that they’ve never been seen before. My aim is to combat the difficulty some have while reading the Bible,” said Smith. I want to tell the stories in a way that’s funny, smart, and easy to understand without bending the truth or watering anything down. WHHW is a blend of memes, pop culture, cartoon and anime references, engaging storytelling, historical and cultural context, and high quality animation. Whether episodes of WHHW are watched alone, with friends, or with family, I want to create something that uses the stories in the Bible to ultimately help people see who God is from a completely different perspective.”

 

I’m Chaz, and I love making people laugh! I’ve been a content creator since 2013, and gained millions of followers and hundreds of millions of views across all social media platforms, but storytelling is where my heart is really at. I’ve been committed to creating uplifting content that brings joy to people. For the past 2 years, I’ve been working on my latest project, What Had Happened Was. The series is a colorfully animated, comedically narrated web series, dedicated to retelling biblical stories in an entertaining, insightful, and simple way for people of all ages, backgrounds, and interests. WHHW serves as an intersection of my experience in the social media space, heart for storytelling, love for animation & desire to produce quality entertainment content for this generation. This project means so much to me because it’s far bigger than me. I see this as an opportunity to use stories and laughter to help the people of this generation make sense of the world––and who we are.