A lot of people have heard of the phrase “it takes a village to raise a child”. I was thinking the other day, the reason why people have a sense of belonging for a community or a city or an estate is because of the people who live there. The experiences and support they bring to that environment promotes a positive culture that draws everyone who lives there to feel as though they belong. They become protective and nurturing of their “village”.
That is the same way we should think about our finances. You do not get to financial stability and freedom by guesswork, feelings or emotions. It is an act of intentional commitment, discipline, education and accountability and it will involve you, and those you are willing to listen to.
I am a firm believer that money is a magnifying tool that reveals the intent and the character of your soul. Who you really are will always be revealed in the abundance of money or lack of it in your life. I have been around people who seemed humble and kind when they did not have money, until they reached a place of financial prosperity. All of a sudden, a sense of being rude and dismissive becomes appealing as though it is supposed to be fashionable. Pride becomes a regular smoothie partaken to make sure that you prove to everyone you made it.
On the other hand, having a lack of money can bring out the insecurities, fear, withdrawal and lack of confidence of embracing true purpose. I have also seen people sabotage great relationships, their integrity and character, because the struggle of not having enough turned them to desperation. They ended up doing things they wished they had not, or going back into situations they should not have, to get back to that place of financial comfort.
The reality is, having financial stability is a great feeling. Waking up each day with the amazing peace that you can pay every bill or anything you owe and have so much left over is a wonderful blessing to experience. However, the biggest mistake we make including myself is, camping in that place of wishing that could happen if we are not yet walking in that reality.
To embark on a journey to success regarding your finances, it has to begin with your outlook. What do you think of yourself regarding money? Proverbs 23:7 KJV states “As he thinketh in his heart, so is he”. Your outward behavior and reaction including your relationship with money is a direct reflection of how you think about yourself.
To create an outlook that will push you and motivate you to a healthy relationship with your finances, including being vulnerable and honest with yourself, as to why you push yourself each day to financial success, practice the “4 C’s to a positive outlook on money” as given to me by Holy Spirit”:
1. Courage
Be willing to face yourself and examine the true motives of your heart. How do you view money? Is it dreadful? Are you stressed out every time its payday or do you have a heart of gratitude for Gods provision? Are you courageous to admit that a lack of money has created a void that you need God to fill? Are you willing to admit that you have used money to attain a status that will make people like you? You have to be courageous to face yourself on your outlook of money.
2. Commitment
You have to commit to change. Denial is not a choice. It is an invisible wall that you create in the circumference of your mind to convince you to cope with the assumption that everything is okay when it is not. Commit to have a positive outlook regarding money. This will give you a fresh perspective of the root cause of your behavior and relationship to money. If money is a tool that motivates you to live a purposeful life, it will be revealed and you will be encouraged to continue working hard. If it is not, you can pause and find out why and adjust your outlook to route you in the right path.
3. Confidence
Confidence is very connected with faith. God always tells you to believe the opposite of what you feel or see. Sometimes at your worst, when you are experiencing lack, God encourages you that “He is your Shepherd and you shall not want” Psalms 23: 1.
As a child of faith, you have to remember that God orchestrates each of our steps and as we live yielded to Him, He will guide us to wisdom, knowledge, education that will equip us to great stewardship. However, we have to first be confident in Him. I am learning that daily, God never gets tired of empowering us with confidence. Seek Him, ask Him, He is right there, and He is willing to release to you the measure of confidence you need to handle the financial obligations at hand.
4. Consistency
Consistency is what icing is to a cake, what syrup is to a pancake, what salt is to soup. Have you ever had soup with no salt? There is no taste to it. But you add a bit of salt and the flavors seem to be awakened as you drink it. It is the secret ingredient that so many of us miss. We start, but don’t finish. We set the budget, but don’t follow it. We open the savings account, but never deposit any money in it. I look at consistency as pacing yourself to savor the sweetness of life.
I love drinking tea. I specifically enjoy a nice cup of Kenyan brewed tea. It takes a special skill to brew a really good cup of Kenyan tea. To add up the flavors and make sure the taste of it is not bitter. The key is time. I consider myself a “master” at making tea especially for a large group of people but, it took me years and years of making tea everyday to learn. I could make tea in my sleep. Was it exciting? No! In fact, sometimes I dreaded it. But, when I see people close their eyes and smell the tea as they drink it with a smile and savor the taste, it brings me great joy!
It is the same way with consistency. You are not going to have butterflies and feel a sense of excitement truth be told you may get bored, not want to do it, dread it, but that is when you should do it. Be consistent in your commitment to be courageously confident about your outlook on money and watch how open you will be to learning how to be a wise steward of what God has blessed you with.
Recently, a co-worker shared something that enlightened me. They always used a financial counselor to advise them on various decisions that they needed to make regarding their finances and investments. However, they didn’t seem to be satisfied with the outcome of their investments.
They shared with me that, after talking in detail with their spouse, they decided to learn more about investments and the stock market. They signed up for classes and realized they could actually manage their own financial portfolio. They took charge of their investments and began to see a positive turnaround within the first few months of releasing their financial counselor.
They seemed confident about what they had learned and we’re looking forward to managing their financial portfolio in the months and years to come.
The biggest fear that many people have, is the fear of not knowing what you don’t know. That sounds odd but it is true. What you do not know about your finances, or financial health, may seem scary to some to the point of denying its existence or choosing to deal with it when things get really tough.
God desires for us to have balance in everything we do. Having the confidence to handle your finances is a commitment you have to make to yourself. Hosea 4:6 states “My people are destroyed for a lack of knowledge” KJV.
If people are bold enough to admit they do not know, they take the time to educate themselves in the areas that matter to them. So, why not us, children of the faith?
There are so many resources on finances. The question you need to ask yourself is, “What is my area of struggle when dealing with money?”
Is it a saving problem? Most likely you have not established boundaries and self-control, and you may need to set up a budget to stick to it.
Do you have unrealistic goals and expectations that leave you disheartened each month when you review your finances?Set goals for yourself that will boost your confidence because you are able to achieve them. This will result in becoming a better steward of your money because you have established a level of faith in yourself that you are capable of meeting goals when you set them.
Are you drowning in debt? Find out the exact amount that you owe so that you can establish a precise plan of tackling it.
When it comes to money, you have to be bold and face the issues head on. If you are tremendously blessed financially and have no issues with money, find ways to educate others to live in that liberty that you have been blessed to experience.
I learned a great lesson from that co-worker. What you don’t know, you can learn, and what you learn can enlighten you to make better and sound decisions that can position you financially to be in a stable place.
Are you ready to face what you don’t know about your finances? Start today. Learn something. It could serve as the trigger of change to a great financial future for you in the years to come.
It is often said that the church house is like a hospital, and the believers are the patients searching for healing. If you believe that to be at least somewhat true, then I think we should talk about what spiritual services are—and are not—being provided in the church.
We often talk about how to deal with finances, sickness, employment issues, death of loved ones, and even relationships, but one of the things that we rarely, if ever, talk about in church is sex.
Of course, the church has a biblical interest in advocating that sexual relations occur within the confines of marriage. However, church folk have gotten so good at phrases such as, “just say no,” “not until you’re married,” and “save yourself for that special someone,” that when Christians do get married, especially young couples, some may find that members of the church are at a loss for words about what to tell them when they have questions about sex.
So many people, especially young people, who wait until marriage to have sex get to their wedding night, honeymoon, and beyond and have no clue on what a healthy, sexual relationship with their spouse looks like. (And that’s not even considering the weird, sexual comments and questions that church people do feel strangely comfortable discussing. I can’t tell you how many times church folks have asked, “So when are you all going to give us some babies?”…as if our children will be theirs. It also seems as if they should dictate when we should have offspring and as if when my wife and I do decide to try for children – which involves sex – is any of their business! But I digress…)
Plenty of married couples have problems in their sex lives and want to talk to their pastor about it or have a forum about what sex means for their Christian walk. But, too often, neither the pastor nor the church want to talk about it.
Believe it or not, sexual intercourse could be considered a holy act between a husband and wife. Sex has the power and potential of drawing the bride and groom closer to one another and to create life. If that isn’t holy, I don’t know what is.
So why should the church have responsible conversations about sex? Here are a couple of reasons:
Sex is natural. It doesn’t have to be a dirty word.
Too often when people try to bring up sex, the inclination is to tell them to stop talking about it because it’s “taboo,” “dirty,” “fast” or (worst of all) “unholy,” and it quells a much-needed conversation. However, these conversations need to be had – or avoided – at the appropriate level and age of those in question, including teens.
The church has to realize that if we’re not educating teenagers and young adults on godly principles about sex, then someone somewhere is educating them about sex. And, more than likely, God has nothing to do with their teaching.
We do married couples a disservice when we avoid talking about sex.
Many church people have no problem talking about and encouraging married couples to have babies, but they like to pretend that the magical decision to start a family comes without sex. Well, it doesn’t.
In fact, many would argue that sex is just as much a part of the list of marital issues as budgeting, child-rearing, career conflicts, intimacy, not spending enough time together, bad habits, and other common marital problems. Of course, sex conversations, like all other marital conversations, should be initiated by the couple. However, if they have an issue that they raise with other members of the church community, we should be willing to tackle it—including sex.
Ultimately, sex is one thing about humanity that I don’t imagine will go away anytime soon. (And if it did, we’d be in trouble.) God created and ordained sex as a blessing for married couples and we shouldn’t shy away from that. Another thing that I don’t think will be going away anytime soon is sin. Yet, I think that the church needs a reminder that sex itself is not sinful. Sex is blessed and ordained by God and too often we foolishly conflate sex with sin and we shouldn’t.
Why do you think sex continues to be a topic that’s off limits for married couples in the church? Share your thoughts below.
As Black History Month commences, here are a few must-have books from Black authors, spanning time periods, themes and genres. However, one thing they have in common is critical acclaim and a strong command of tackling the Black experience with grace, courage, originality, and historical context, making them essential reads during Black History Month and throughout the year.
1. Invisible Man by Ralph Ellison
Ralph Ellison’s masterpiece novel is frequently included on the list of must-read American books by one of the most prolific Black authors. The story follows an African American man whose color renders him invisible. It’s a groundbreaking take on a racially polarized society and the struggle to find oneself through it all.
2. Home by Toni Morrison
The 2012 novel by Morrison tells the story of a 20-something Korean War veteran and his journey home from an integrated army to a segregated society. The book was named one of the best novels of 2012 for its careful consideration of mental illness, race relations, family, history, and the concept of home.
3. How to Be Black by Baratunde Thurston
Baratunde Thurston, a longtime writer for The Onion, serves up laughs with this collection of comical essays, such as “How to Speak for All Black People” and “How To Celebrate Black History Month.” Thurston covers social interactions and media portrayals with an insightful and satirical perspective.
4. God’s Trombones: Seven Negro Sermons in Verse by James Weldon Johnson
James Weldon Johnson, creator of the Black National Anthem “Lift Ev’ry Voice and Sing,” first published God’s Trombones in 1927 as a book of poems. The poems take on the structure of a traditional sermon and tell several different parables and Bible stories, some of which specifically focus on the African American story. Dr. Cornel West and Henry Louis Gates have called this collection one of Johnson’s most notable works.
5. The Beautiful Struggle: A Memoir by Ta-Nehisi Coates
From the best-selling author comes a poignant tale of life and race in the inner city. Coates explains how his father worked for his sons to obtain a free education and escape Baltimore’s drug culture. This inspiring book tells a powerful narrative about community and honoring your history across generations.
6. Citizen: An American Lyric by Claudia Rankine
Citizenis an award-winning collection of literature blurring the lines between poetry and criticism. Divided into seven chapters, it provides a powerful meditation on race that creates a lyrical portrait of our current social and political climate. Hailed as “a dazzling expression of the painful double consciousness of Black life in America,” according to the Washington Post. Citizen is said to feel like an “eavesdropping on America.”
7. Malcolm X: A Life of Reinvention by Manning Marable
You may think you know Malcolm X, but you’ve never read anything like Marable’s highly-regarded biography, which provides new perspectives and information on the controversial leader. Marable connects Malcolm’s life with other leaders, faith, and Black Nationalism in a masterful, historical context and call for social change.
8. Sag Harbor by Colson Whitehead
In this novel, an African American teenager spends a summer with his brother in 1985 Sag Harbor. The work is more personal than most of Whitehead’s books and explores race, class, and commercial culture in light of a newer generation of Black Americans who are less marked by their color.
9. The Warmth of Other Suns: The Epic Story of America’s Great Migration by Isabel Wilkerson
In a classic tale, Wilkerson chronicles the journey of three African Americans who took part in the massive movement from the South to the North, Midwest, and West that millions of Black families took in the 20th century. The Warmth of Other Suns is an acclaimed historical account that studies a definitive period in American history.
10. Selected Poems of Langston Hughes by Langston Hughes
This extensive collection of poems was hand-picked by Hughes, himself, prior to his death in 1967 and span his entire career. They offer a breathtaking look at being Black in America that is contemplative, celebratory, gut-wrenching and praiseworthy. From “The Negro Speaks of Rivers” and “The Weary Blues,” to “Still Here” and “Refugee in America,” this collection directs us to fight, believe, dream, and claim our self-worth.
11. Warriors Don’t Cry by Melba Pattillo Beals
In this riveting memoir, Beals recounts her time on the front lines of school desegregation as a member of the Little Rock Nine – the group of African-American students who famously integrated Arkansas’ Central High School. Her account of the harrowing experiences that forged her courage will stick with you long after the last page.
The internet is saturated with tons of information for all facets of life, including spiritual resources.
In fact, if you do an Amazon search for something like study Bible results will include a wide variety of options. While scrolling down the list, you will find study Bibles for men and women. You will find study Bibles for couples and you can also find a study Bible in just about every translation. So why would anyone need another study Bible, particularly the Africa Study Bible?
Well, to start, we suppose you should start by asking, “What exactly is the Africa Study Bible?”
While all of aforementioned study Bibles have their merit, the Africa Study Bible delivers something unique. It contains insight and knowledge about the Bible from a non-majority culture perspective. It is packed with over 2,400 features, and 350 scholars from more than 50 African countries have contributed to the making of this Bible.
The features of the Africa Study Bible speak on different topics through the lens of African culture. Whether you’re African or a member of the African Diaspora, this Bible provides in-depth knowledge to show that Christianity extends beyond just one group of people.
Contrary to popular opinion, Christianity is not solely the territory of those of European ancestry. In fact, it is the countries and cultures of the South and the East where Christianity is growing at a rapid rate. Not only that, but studies show that Africa played a major role in the development of Christian theology. The Africa Study Bible helps to make that clear and it can make that clear for you as well.
Book introductions explaining the history of each book
Touch Points to show where the culture of the Bible meets African cultures and how Africans shaped Christian belief
Learn Notes to teach the foundations, values, and the doctrine of the Christian faith.
Proverbs and Stories to enlighten readers through the parallels of Scripture and cultural wisdom found in wise sayings and fables.
Application Notes to inspire readers to reflect on issues and apply truth to everyday life
Articles giving practical advice on how to live out the Christian faith, focusing on 50 critical concerns facing the church in Africa and its people
Topical Index and Concordance that lists the biblical text s and Africa Study Bible features by topic and defines difficult-to-understand words connecting concepts from Genesis to Revelation for research and teaching
Maps, Graphical Timelines, and Other Features that spread throughout the Bible and help provide insight and understanding
With this Bible you will have specific insight and knowledge into the cultures and customs of the Bible from an African perspective. This will equip you with tools to share non-majority insights with your congregation or Bible study. The Africa Study Bible can help you to reclaim Christianity’s African roots.