It’s Time to Take Control of Your Financial Health

It’s Time to Take Control of Your Financial Health

Video Courtesy of CBN – The Christian Broadcasting Network


Recently, a co-worker shared something that enlightened me. They always used a financial counselor to advise them on various decisions that they needed to make regarding their finances and investments. However, they didn’t seem to be satisfied with the outcome of their investments.

They shared with me that, after talking in detail with their spouse, they decided to learn more about investments and the stock market. They signed up for classes and realized they could actually manage their own financial portfolio. They took charge of their investments and began to see a positive turnaround within the first few months of releasing their financial counselor.

They seemed confident about what they had learned and we’re looking forward to managing their financial portfolio in the months and years to come.

The biggest fear that many people have, is the fear of not knowing what you don’t know. That sounds odd but it is true. What you do not know about your finances, or financial health, may seem scary to some to the point of denying its existence or choosing to deal with it when things get really tough.

God desires for us to have balance in everything we do. Having the confidence to handle your finances is a commitment you have to make to yourself. Hosea 4:6 states “My people are destroyed for a lack of knowledge” KJV.

If people are bold enough to admit they do not know, they take the time to educate themselves in the areas that matter to them. So, why not us, children of the faith?

There are so many resources on finances. The question you need to ask yourself is, “What is my area of struggle when dealing with money?”

  • Is it a saving problem? Most likely you have not established boundaries and self-control, and you may need to set up a budget to stick to it.
  • Do you have unrealistic goals and expectations that leave you disheartened each month when you review your finances? Set goals for yourself that will boost your confidence because you are able to achieve them. This will result in becoming a better steward of your money because you have established a level of faith in yourself that you are capable of meeting goals when you set them.
  • Are you drowning in debt? Find out the exact amount that you owe so that you can establish a precise plan of tackling it.

When it comes to money, you have to be bold and face the issues head on. If you are tremendously blessed financially and have no issues with money, find ways to educate others to live in that liberty that you have been blessed to experience.

I learned a great lesson from that co-worker. What you don’t know, you can learn, and what you learn can enlighten you to make better and sound decisions that can position you financially to be in a stable place.

Are you ready to face what you don’t know about your finances? Start today. Learn something. It could serve as the trigger of change to a great financial future for you in the years to come.

Flip The Script For An Invitation into Artistic Inclusion

Flip The Script For An Invitation into Artistic Inclusion


Video Courtesy of Black Excellence Excellist


So another Black History Month is here, and for artists, writers, musicians, and other creative types that hail from the Black community, it’s an opportunity that comes with a burden.

February is a time when your workplace, school, or church might be more open to forms of artistic expression that highlights the achievements of Black people, particularly for those of you who live and/or work in a predominantly White community. And while it’s obviously a great opportunity to highlight the best of our tradition as a community, it also means that from an exposure standpoint, it’s an opening to get your songs, poems, plays, or paintings seen and heard by people who might be able to support you financially.

But the burden is the challenge of successfully executing your art without being swallowed whole by the bitterness of the struggle. I mean, let’s just be honest: struggle might be the catalyst that serves to incubate powerful works of art, but it’s terrible as a sales technique. No one can alienate their audience through their art and simultaneously persuade them to become financial supporters.

The truth is, we’ve come a long way as African Americans. No longer are we restricted to the kinds of gigs and roles that kept us docile and subservient in the minds of the majority. In recent years, there has been a greater level of visibility to the everyday struggle that Black Americans endure, and it’s also helped place a premium on authentic Black art that helps to articulate that struggle.

Still, if we’re not careful, we’ll fall into a false dichotomy, where we feel like either we must keep it fully 100 at all times with our art, or we’re selling out for the money.

But there’s a middle ground.

Discerning the Difference

Ten years ago, I was in a hip-hop duo traveling to a Christian camp to do a concert for a bunch of youth from the inner city. When I arrived onto the campus, I headed to the most logical place for music performance—the chapel.

As I walked into the chapel, I walked up to the sound booth, and told the guy that I was with the hip-hop group that was supposed to perform. He gave me this blank stare, so I thought, “Hey, it’s loud in here, so maybe he can’t hear me that well. I tried again, a bit louder.

“I’m with the Iccsters… y’know, the hip-hop group.”

Again, he gives me this confused stare. And then he says, “This is Christian camp.”

Right then and there, I almost lost it. I could tell that he didn’t really mean to say anything offensive to me, but it was like all the years of being stereotyped as a young Black man, overlooked and misunderstood as a rap artist, all the times hip-hop had been blamed for all of society’s problems—by other Christians, no less!—almost overwhelmed me. I wanted to set him straight and tell him that there are Christians who perform hip-hop, and his assumption was shortsighted, racist, and insulting.

But I had somewhere to go, so I swallowed that rage, walked out of the room, called my contact, and located my actual destination (a different building with a smaller setup).

Often, when I’m invited to share hip-hop as a form of worship music and find myself in spaces that remind me of that day, I’m tempted to go back to that moment, tap into that rage, and give the audience a piece of my pain.

The wisdom and maturity of age helped me learn how to posture myself, not as someone with an axe to grind, but as someone with something of value to share. And when I share my pain, I do it with an eye toward giving others an opportunity to join me in my struggle, instead of guilting them for not already being onboard.

Sometimes God calls us to stand up and fight; other times, He simply gives as an opportunity to share who we are and how we got here. As an artist, my prayer is for us to flip the script and learn to discern the difference.

Food for the Soul

Food for the Soul

“…herein lie buried many things which if read with patience may show the strange meaning of being black here in the dawning of the [Twenty-First] Century.  This meaning is not without interest to you, gentle reader; for the problem of the [Twenty-First] Century is the problem of the color line.”  

W.E.B. DuBois, The Souls of Black Folk

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Thanksgiving has arrived and that can only mean one thing. African Americans across the nation are about to enjoy some delectable soul food. A colleague from seminary asked me a seemingly simple question one day: What is the soul? To really understand my struggle with this query you have to appreciate my background. While attending a majority white seminary, it’s safe to say that I had a bit more melanin than some others. My flesh tone was a hue that resembled many from our historical past who were considered African Americans or Negroes.

He asked a question that evoked thoughts of pride as I pondered my godly heritage. Soul (at least from my perspective) was inextricably interwoven in my DNA. Soul music from the Harlem Renaissance resounded within as I began to recount the great jazz artists of the time (ranging from Cab Calloway to Duke Ellington). I thought of the great James Brown, who is deemed the “Godfather of Soul.” If anybody knew soul, it was my people. And soul in the African American community wasn’t just limited to melodic harmony and sound. Soul had a significant role in food preparation. Soul food, as we know it in this country, originated in the African American community. This delectable culinary genre included a wide range of items including, but not limited to, collard greens, ham hocks, pig’s feet, pork neck bone, fat back, and chitterlings a.k.a. pig intestines. (If that last sentence didn’t make you hungry, please check your pulse.)

During an oppressive era beginning in the late 17th century, slaves were afforded the “opportunity” to have the leftover pig parts from their masters’ tables. This normally included the parts the slave masters felt were unfit for human consumption. The slaves took them, carefully cleaned them, salted them up to make them flavorful, and served them to their families. As a result, soul food became a staple in the African American slave community.

So an inquiry about my soul transposed the generally perceived idea of soul in society (and the Christian community generally). It involved retained customs and traditions that accompanied thousands on an infamous Trans-Atlantic journey hundreds of years ago. When my colleague asked that question about my soul, many images, tastes, and sounds came to mind.

“One ever feels his twoness, — an American, a Negro; two souls, two thoughts, two unreconciled strivings; two warring ideals in one dark body, whose dogged strength alone keeps it from being torn asunder.” —W.E.B. DuBois, The Souls of Black Folk

Despite those elicited proud images of soul defined in my own experience, I can appreciate DuBois’ “twoness.” I live it out every day. There is a soul dualism that perpetuates itself. I am both an American and a Negro. For many, this is a comfortable idea. However, in reality this duality presents two warring ideals that have a profound impact on the way I live my life. Even in a seminary, where a majority of the books read were by white, middle-aged men, this duality impacted my experience. I’m quite sure this twoness had some role in issues presented in the “Jena Six” and Trayvon Martin stories. Both painted portraits of cities that still have some “color line” issues. When a group of black boys respond violently to a “noose” incident in a schoolyard, how could one not surmise that color line issues are still prevalent in society? When distrust of a local Central Florida Police Department mobilizes thousands of African American, how could we question the existence of the color line?

As I sat on the seminary campus and reflected, I realized that it was this twoness that led me there. I figured out that it wasn’t enough to say that I casually associate with people outside of my own ethnic group. Instead, I wanted to be able to experience community, fellowship, and dialogue with people who did not share my ethnic background. As I walked from class one week, I stopped to have a conversation with one of my classmates. We spoke about diversity and its real meaning for our seminary (and the Church generally). We both explained frustrations with tossing around diversity labels without authenticity. During our conversation, I had to apologize for assuming that he understood what I was talking about when I mentioned the acronym HBCU (Historically Black College and University) or when I spoke freely about tendencies in black church leadership.

Ultimately our conversation reassured me that there are others who wrestle with duality of the soul (whether a white Christian trying to genuinely understand other cultures or a minority Christian doing the same). I have learned that some people want to be able to function in that “twoness” to better understand others outside of their culture. Isn’t the body of Christ called to this kind of unity and understanding? Will we stand by idly as the color line widens? If the Church isn’t called to unite how can we expect it from a fallen world?

So as I lay into some Soul Food this holiday season, I remain grateful. I am grateful for the African American story. I am appreciative that my life is being grafted into a story of struggle and triumph. But the soul “twoness” is ever present. Reminding me that our story as a people is tied into God’s greater story of redemption. And for that I am thankful. Now pass me those collard greens.

Why You Should Stop Posting Meme Photos on Facebook

Why You Should Stop Posting Meme Photos on Facebook

It used to be that you had to be stuck in bumper-to-bumper traffic to be exposed to sarcastic, misleading, and — fine, I’ll admit it — occasionally entertaining slogans about politics and spirituality.

No longer is this the case.

If you use Facebook with any kind of regularity, you’ve probably witnessed photo memes popping up like dandelions. And you may have liked them. You might have shared them. You might have even created a few. But I implore you — please stop. You’re making it hard for real communication to take place on Facebook, which is one of the few places where people with radically different worldviews can engage in honest dialogue.

Don’t believe me? I offer several reasons, with examples:

Reason No. 1: They’re often inaccurate or misleading.

Exhibit A in our proceedings is this gem above rebuking Christians for focusing on the wrong things. Now the fact is, the underlying truth behind this is something that I believe in strongly — Christians should be known more for how we help the disenfranchised than for what political stands we take. But the actual statement is just not true. Plenty of Christians line up at food banks and homeless shelters all the time — so much so, in fact, that these days it fails to even qualify as news. But you’d never know it from this meme photo, which relies more on stereotypes than actual data.

And this image is just the tip of the iceberg. With the next big story involving a church or a Christian leader, there’ll be plenty more.

And even the ones that aren’t snarky in tone can be disingenuous. If they include any kind of statistical graph, for instance, they’re bound to manipulate or distort the truth in some way. After all, there’s a reason why Mark Twain referred to statistics as the worst form of lying. The best of these are usually large and thorough enough that they require full-screen viewing to accommodate all the details. But even these should be taken with a grain of salt.

And don’t even get me started on the photos-with-long-stories-as-captions, which are often just the same recycled urban legends from email forwards.

Reason No. 2: They exist primarily to amuse or incite people who already think like you do.

Let’s be honest. People don’t encounter these photos and say, “Wow, perhaps I’ve been wrong all these years, and my long-held political and/or religious beliefs are actually dangerous and wrong.”

It never happens because these aren’t designed to engage people who hold different views. Rather, their purpose is the same as much of the partisan-slanted media we see today — to reinforce your views and help you feel better about yourself for believing that way.

Now, I’m all for exercising free speech — but images have power. And as we know from Spider-Man’s Uncle Ben, with great power comes great responsibility. And if this were only a political issue, I might not be as concerned. But in today’s political climate, where being a Christian is still associated with being Republican, these photos are making it harder for unbelievers to see the truth of the gospel because of all the political baggage.

I believe that everyone, Christian or not, has a right to participate in the political process. But Paul told the church in Galatia to avoid letting their freedom become an excuse to indulge in their sinful nature. For many of us, sharing these photos is a way of sticking it to the people who we feel are “the problem.”

As citizens of a global community, this is wrong.

Reason No. 3: If not misleading or divisive, they’re often so generic as to be meaningless.

Because “if at first you don’t succeed” at motivating your friends, maybe there’s something missing.

And that something is context. Many of these inspirational quotes and images, if they were on my refrigerator, I might find really moving. But the thing is, they would only be there if I put them there. People self-select these things. You can’t pass out inspirational nuggets like candy and expect them to be effective. One person’s inspirational quote is another person’s cheesy platitude.

And finally…

Reason No. 4: They make it harder to enjoy actual photos taken by your actual Facebook friends.

No disrespect to George Takei, the Japanese-American Star Trek alumnus whose posts get shared like crazy by his millions of Facebook fans, but he’s not my Facebook friend.

I know that in today’s relational economy Facebook friendships are slightly more meaningful than people with whom you make eye contact in elevators … but still. With so many people in my Facebook feed, I find much more meaning and significance in the large and small details that my friends post about their lives. You know, babies, vacations, meals, costumes, graduations, etc. So by constantly sharing these photo memes, you’re cluttering your feed with stuff I’m not interested in.

Because that’s the point of Facebook, right? To make connections and enjoy relationships. So if you want to be someone who builds relationships across the cultural divide, do us all a favor and stop posting these photos.

Why You Should Stop Posting Meme Photos on Facebook

Why You Should Stop Posting Meme Photos on Facebook

It used to be that you had to be stuck in bumper-to-bumper traffic to be exposed to sarcastic, misleading, and — fine, I’ll admit it — occasionally entertaining slogans about politics and spirituality.

No longer is this the case.

If you use Facebook with any kind of regularity, you’ve probably witnessed photo memes popping up like dandelions. And you may have liked them. You might have shared them. You might have even created a few. But I implore you — please stop. You’re making it hard for real communication to take place on Facebook, which is one of the few places where people with radically different worldviews can engage in honest dialogue.

Don’t believe me? I offer several reasons, with examples:

Reason No. 1: They’re often inaccurate or misleading.

Exhibit A in our proceedings is this gem above rebuking Christians for focusing on the wrong things. Now the fact is, the underlying truth behind this is something that I believe in strongly — Christians should be known more for how we help the disenfranchised than for what political stands we take. But the actual statement is just not true. Plenty of Christians line up at food banks and homeless shelters all the time — so much so, in fact, that these days it fails to even qualify as news. But you’d never know it from this meme photo, which relies more on stereotypes than actual data.

And this image is just the tip of the iceberg. With the next big story involving a church or a Christian leader, there’ll be plenty more.

And even the ones that aren’t snarky in tone can be disingenuous. If they include any kind of statistical graph, for instance, they’re bound to manipulate or distort the truth in some way. After all, there’s a reason why Mark Twain referred to statistics as the worst form of lying. The best of these are usually large and thorough enough that they require full-screen viewing to accommodate all the details. But even these should be taken with a grain of salt.

And don’t even get me started on the photos-with-long-stories-as-captions, which are often just the same recycled urban legends from email forwards.


Reason No. 2: They exist primarily to amuse or incite people who already think like you do.

Let’s be honest. People don’t encounter these photos and say, “Wow, perhaps I’ve been wrong all these years, and my long-held political and/or religious beliefs are actually dangerous and wrong.”

It never happens because these aren’t designed to engage people who hold different views. Rather, their purpose is the same as much of the partisan-slanted media we see today — to reinforce your views and help you feel better about yourself for believing that way.

Now, I’m all for exercising free speech — but images have power. And as we know from Spider-Man’s Uncle Ben, with great power comes great responsibility. And if this were only a political issue, I might not be as concerned. But in today’s political climate, where being a Christian is still associated with being Republican, these photos are making it harder for unbelievers to see the truth of the gospel because of all the political baggage.

I believe that everyone, Christian or not, has a right to participate in the political process. But Paul told the church in Galatia to avoid letting their freedom become an excuse to indulge in their sinful nature. For many of us, sharing these photos is a way of sticking it to the people who we feel are “the problem.”

As citizens of a global community, this is wrong.


Reason No. 3: If not misleading or divisive, they’re often so generic as to be meaningless.

Because “if at first you don’t succeed” at motivating your friends, maybe there’s something missing.

And that something is context. Many of these inspirational quotes and images, if they were on my refrigerator, I might find really moving. But the thing is, they would only be there if I put them there. People self-select these things. You can’t pass out inspirational nuggets like candy and expect them to be effective. One person’s inspirational quote is another person’s cheesy platitude.

And finally…


Reason No. 4: They make it harder to enjoy actual photos taken by your actual Facebook friends.

No disrespect to George Takei, the Japanese-American Star Trek alumnus whose posts get shared like crazy by his millions of Facebook fans, but he’s not my Facebook friend.

I know that in today’s relational economy Facebook friendships are slightly more meaningful than people with whom you make eye contact in elevators … but still. With so many people in my Facebook feed, I find much more meaning and significance in the large and small details that my friends post about their lives. You know, babies, vacations, meals, costumes, graduations, etc. So by constantly sharing these photo memes, you’re cluttering your feed with stuff I’m not interested in.

Because that’s the point of Facebook, right? To make connections and enjoy relationships. So if you want to be someone who builds relationships across the cultural divide, do us all a favor and stop posting these photos.