It’s Time to Take Control of Your Financial Health

Video Courtesy of CBN – The Christian Broadcasting Network


Recently, a co-worker shared something that enlightened me. They always used a financial counselor to advise them on various decisions that they needed to make regarding their finances and investments. However, they didn’t seem to be satisfied with the outcome of their investments.

They shared with me that, after talking in detail with their spouse, they decided to learn more about investments and the stock market. They signed up for classes and realized they could actually manage their own financial portfolio. They took charge of their investments and began to see a positive turnaround within the first few months of releasing their financial counselor.

They seemed confident about what they had learned and we’re looking forward to managing their financial portfolio in the months and years to come.

The biggest fear that many people have, is the fear of not knowing what you don’t know. That sounds odd but it is true. What you do not know about your finances, or financial health, may seem scary to some to the point of denying its existence or choosing to deal with it when things get really tough.

God desires for us to have balance in everything we do. Having the confidence to handle your finances is a commitment you have to make to yourself. Hosea 4:6 states “My people are destroyed for a lack of knowledge” KJV.

If people are bold enough to admit they do not know, they take the time to educate themselves in the areas that matter to them. So, why not us, children of the faith?

There are so many resources on finances. The question you need to ask yourself is, “What is my area of struggle when dealing with money?”

  • Is it a saving problem? Most likely you have not established boundaries and self-control, and you may need to set up a budget to stick to it.
  • Do you have unrealistic goals and expectations that leave you disheartened each month when you review your finances? Set goals for yourself that will boost your confidence because you are able to achieve them. This will result in becoming a better steward of your money because you have established a level of faith in yourself that you are capable of meeting goals when you set them.
  • Are you drowning in debt? Find out the exact amount that you owe so that you can establish a precise plan of tackling it.

When it comes to money, you have to be bold and face the issues head on. If you are tremendously blessed financially and have no issues with money, find ways to educate others to live in that liberty that you have been blessed to experience.

I learned a great lesson from that co-worker. What you don’t know, you can learn, and what you learn can enlighten you to make better and sound decisions that can position you financially to be in a stable place.

Are you ready to face what you don’t know about your finances? Start today. Learn something. It could serve as the trigger of change to a great financial future for you in the years to come.

Devotional: Creation awaits you

Devotional: Creation awaits you

Scripture: Romans 8:18-30 NLT

18 Yet what we suffer now is nothing compared to the glory he will reveal to us later. 19 For all creation is waiting eagerly for that future day when God will reveal who his children really are. 20 Against its will, all creation was subjected to God’s curse. But with eager hope, 21 the creation looks forward to the day when it will join God’s children in glorious freedom from death and decay. 22 For we know that all creation has been groaning as in the pains of childbirth right up to the present time. 23 And we believers also groan, even though we have the Holy Spirit within us as a foretaste of future glory, for we long for our bodies to be released from sin and suffering. We, too, wait with eager hope for the day when God will give us our full rights as his adopted children,[a] including the new bodies he has promised us. 24 We were given this hope when we were saved. (If we already have something, we don’t need to hope[b] for it. 25 But if we look forward to something we don’t yet have, we must wait patiently and confidently.)

26 And the Holy Spirit helps us in our weakness. For example, we don’t know what God wants us to pray for. But the Holy Spirit prays for us with groanings that cannot be expressed in words. 27 And the Father who knows all hearts knows what the Spirit is saying, for the Spirit pleads for us believers[c] in harmony with God’s own will. 28 And we know that God causes everything to work together[d] for the good of those who love God and are called according to his purpose for them. 29 For God knew his people in advance, and he chose them to become like his Son, so that his Son would be the firstborn[e] among many brothers and sisters. 30 And having chosen them, he called them to come to him. And having called them, he gave them right standing with himself. And having given them right standing, he gave them his glory.

As a true child of God, there is a power and authority that we are expected to walk in and manifest. At times, the problems we see in the world create hopelessness and despair as many ask themselves, “where is God?” These are signs that there is a need for solutions from the Church of Jesus Christ.

What if our faith in God could push us to fulfill our destiny? How many times have you wallowed in sadness and discouragement wondering what will happen with your life? We may be the answer to the world’s problems.

In Romans 8:18-30, we are reminded of the beginning in the book of Genesis where the Lord gave man authority as a caretaker of the garden of Eden. That level of responsibility meant that humanity had the power to creatively come up with solutions that would impact creation.

 

Every day, there seems to be a new problem in our society. There is always something pending that should be handled or taken care of. This scripture is a reminder that the God we serve has great confidence in us to come up with solutions that will create positive changes.

Creation is yearning for us as children of the most High God to awaken to our divine collaboration with the Lord caretaking and providing answers to every day questions and problems. If humanity can creatively come up with a strategy and a means to travel to the moon, there is a grace that is in us to come up with answers that will transform the world we are living in a day at a time.

All it takes is a perspective of faith, belief in oneself, trusting the power of God in you, and looking around to see the problems that need to be solved. Instead of waiting and wondering what your life is about, be proactive in using what God has given you to make the world you live in a better place.

Prayer

Dear Father,

Today I ask for a change in mindset. Teach me how to think like a winner and a solutionist. Instead of complaining about the problems in my life, help me to look for opportunities to make a change. Reveal to me the gifts and graces you have bestowed upon me and help me to create answers. Let me be confident in your ability to assign me as a caretaker of the world I live in. Make it a personal responsibility to make a positive change. I believe I can do it. Show me how to do it, so that I may please you as a compliment of your faith in me.

 

In Jesus Name,

Amen

God Knows the Plans

The late Chadwick Boseman provides words of inspiration to college graduates about finding purpose in life.


“For I know the plans I have for you,” declares the LORD, “plans to prosper you and not to harm you, plans to give you hope and a future.” Jeremiah 29:11, NIV

Although the above words were initially intended to reassure those that had been carried into exile from Jerusalem to Babylon that they’d be brought back from captivity, they also provide comfort and encouragement in the present day for anyone that worries about what the future holds for them. And, thanks to all of the recent news stories about the state of the economy, not to mention all the reports of shocking acts of violence and natural disasters, many people are probably not only wondering—but worrying—about the future.

I usually think of myself as an optimistic person, however, I must admit that on more than a few occasions, I’ve worried about how I’d handle a particular situation or how it might turn out. Fortunately, it was during some of those times that I felt as though God was reaching out to me in a special way through the words found in Jeremiah 29:11. This is why it’s become one of my favorite scriptures.

The first time I felt God was speaking to me through this verse was right before I was scheduled to take a trip on an airplane. For some reason, I’d become terrified of doing something I had been doing since I was about six years old. I’d never had any bad experiences while flying, so I’m not sure why I was so scared that particular time. I just was. That’s why I was so happy that I came across Jeremiah 29:11 in the days leading up to that trip. I felt as if God was trying to tell me to go ahead and take the trip and trust that I’d be safe. I did go on that trip, and it was a safe and enjoyable one.

This verse also ministered to me was when I was sitting in a breast surgeon’s office trying to figure out if I should have a biopsy done. As my husband, Vince, and I sat in this Christian doctor’s office listening to her explain how routine it would be and how quickly it could be completed, I couldn’t help but fear she might find something bad or, worse yet, that I might not make it through the procedure. But, before I could tell her I needed to think about it more, she stopped talking and turned around the nameplate resting on her desk and asked me to read the Scripture verse that was taped to the back of it. Can you guess what it was? Yes, Jeremiah 29:11. I had no idea that we shared a fondness for this scripture, but when I read it, I knew everything would be fine. The procedure was uneventful and results of the biopsy were normal.

That same scripture spoke to me again a few years later on the day that my husband and I moved back to Illinois—along with our then-infant daughter—after residing on the East Coast for several years. I was extremely happy about the fact that I’d again be living near my parents and my sister and her growing family. But, I hadn’t really thought about the fact that I’d be leaving behind the church family that had showered us with love during the four years we lived in New Jersey.

Since my husband was one of the staff ministers at the church, the other ministers and their wives threw a special farewell luncheon for us. Near the end of the luncheon, they presented gifts to each of us. My husband’s gift—a personalized black briefcase—was a very nice one and came in handy when he started teaching undergrads several weeks later. However, the decorative little plaque that contained a Bible verse that I received was priceless. And, you may be able to figure out why. Yes, the scripture inscribed on the plaque was my favorite one. The gift served as the perfect reminder that, even as I left the amazing church family that I had come to love and made the switch from career woman to stay-at-home-mom, God would be with me. And, since I’d never told any of them about my fondness for that scripture, I saw it as a true gift from above.

So, if you’re going through an unsettling situation or circumstance, don’t despair. Instead, reflect on the words of Jeremiah 29:11 and think about how they might apply in your life right now.

And remember this: God has unique plans for all of our lives. They may not always line up with the pictures we’ve sketched in our own minds or the life plans we’ve drafted for ourselves, but they are special because He created them just for us. And, because of this, He will enable us and empower us to handle any situation and accomplish any task that He places in our lives.

I also hope you’ll remember that we serve a merciful, gracious, trustworthy, and loving God. Sometimes we spend far too much time thinking about all the ways God is going to punish our sin and nearly not enough time thinking about and giving thanks for all the ways He has blessed us.

Sometimes God will speak to us by repeatedly placing in front of our faces a particular scripture, and sometimes He’ll use other people to get a particular message to us. But, regardless of how He chooses to speak to you, I pray you’ll never stop desiring to hear from Him. So, don’t spend a lot of time worrying or fretting over how you’ll handle something that you’re currently or soon may be going through; God is already handling it for you, His unique and precious child.

Jesus is the Light of the World

Jesus is the Light of the World

Below is an excerpt. For the full article purchase UrbanFaith Magazine December Quarter 2022

It’s December!  It’s that time of year when many people are either anxious or excited about the Christmas holiday season.  On the first day of December the countdown to Christmas day begins.  Some write Christmas lists while others plan holiday meals. Some begin shopping for the perfect gifts while others decorate their homes inside and out.  The brightest reminder of the upcoming holiday is the Grand Illumination of cities and towns around the world. Christmas lights accentuate buildings, houses, trees, ugly sweaters and more.  The world is filled with light.

Jesus is the Light of the World

 What’s the use of the sun – if the earth can’t feel the glow?

If it couldn’t make flowers grow?

It wouldn’t be a wonder – it wouldn’t be a miracle…

                        (‘Miracle’, Jonathan McReynolds & Mali Music)

 

Christians around the world celebrate the birth of Jesus on Christmas, the annual festival observed on December 25.  The Gospel according to Luke and Matthew chronicle this illuminating occasion.  The birth of Jesus was no ordinary birth; it was a miracle.  Jesus was no ordinary man; Jesus was and is the Christ.  Christ, which means ‘anointed,’ is a proper name, or title.  Jesus Christ is not a name; it is a faith statement. All who declare that Jesus is the Christ, believe and declare that Jesus is God’s anointed Savior. The Gospel according to John declares that Jesus is ‘the Word’ that became human and lived among us.

The song, Miracle, sung by Jonathan McReynolds & Mali Music, reminds me of the miraculous work of God through the son (s-o-n   not  s-u-n), who came so that we could not only see the light and truth, but also feel the light and be changed by the warmth of it.  What’s the use of the Son, if the world can’t feel the liberating power of the God’s love, and be renewed by it?  The miraculous birth of Christ would mean nothing if the seed of humanity didn’t turn toward it and mature to its fullest possibility.  I often wonder what the world would be like if all of humanity believed and declared that Jesus, the living Word of God, is the Christ.

So the Word became human and made his home among us. He was full of unfailing love and faithfulness.

(John 3:14a, NLT)

The birth of Christ was necessary because we, human beings, needed to restore our relationship with God.  Sin is often compared to darkness, and salvation compared to light.  When we say that Jesus is the light of the world, we acknowledge that Jesus was born and lived with us. Jesus took on the form of a human being, ‘fixed his tent,’ and became our tent-mate. Well, of course most of us aren’t living in tents these days. However, we do know what it means when family and friends come to our homes and spend time with us.  This is what Jesus did, so that we could physically see God’s power and God’s love for us.  God loved us even when we weren’t loving toward God.  That is unfailing love. When you think of buying and giving Christmas gifts this holiday season, remember Jesus, the greatest gift ever given.  When you are paying for the perfect gift that you have chosen for a loved one, remember Jesus is the perfect gift God offered to us.

Why We Must Wait: An Advent Reflection

Why We Must Wait: An Advent Reflection

Video Courtesy of TheKingdomChoirVEVO


Sunday marks the beginning of Advent, the liturgical season observed by many Christians as a period of waiting and preparation for the Nativity of Jesus. This season begins four Sundays before Christmas and concludes on Christmas. The hanging of greens, adorning sanctuaries and wearing vestments of purple, and lighting the Advent wreath candles in order to move from darkness to light are key components in Advent observation. All of this is in anticipation of the celebration of the birth of Jesus, a birth that people anxiously awaited then and a symbolic birth we should anxiously await now. But some may ask, “Why must we wait for something that has already happened? Why exist in symbolic darkness for a time in order to celebrate that which was revealed some 2000 years ago? Why is this relevant to our time?” I suggest that we must wait in order to reclaim the wonder of the light that was brought into this world.

Earlier this year, during an Ash Wednesday service at a large Baptist church, I looked forward to ushering in the season of penitence with somber worship and a penitent message. Ash Wednesday is supposed to remind us of our finitude and it plunges us into a season of penitence, and the journey into the wilderness with Christ. But as I sat in that Ash Wednesday service, I was jolted from somber reflection with songs of joy and a sermon celebrating victory. Not a moment in the service–besides the impartation of ashes which concluded the service–was spent ushering people into the dry season ahead of them because the church couldn’t not praise. On one hand I understood the church’s inability to squelch their praise. It’s a church that has seen many trials and tribulation and its membership are a part of the resilient race in this country who can’t not praise because of how far they’ve come by faith. Why would they want to launch themselves into a period solemnity? But on the other hand, I desired for this congregation to withhold their praise and shouts of victory in order to rightfully claim it at the end of the Lenten season. In doing this, they would truly walk with their redeemer and taste the sweetness of victory because they had made the journey by way of symbolically situating themselves on Ash Wednesday as sojourners with Jesus. This too is our call during the season of Advent except that we are not sojourners with Jesus this time around but sojourners with a generation of people who were awaiting his arrival. People who heard a particular prophecy about the coming of Jesus and who were waiting and preparing for his arrival. People who didn’t have Christmas gift shopping, parties to attend, and a plethora of “holiday” distractions, but who were watching and waiting for him. I imagine that their wait was one of wonder mixed with skepticism fueled by the rumors of Mary, a virgin, who was impregnated by the Holy Spirit with the son of God. How unbelievable that had to be then and how unbelievable we should consider it now in order to rekindle the wonder of it all. Awesome wonder is what this season is about.

Yesterday in church I was reminded of how in danger we are of losing that wonder because we are so familiar with the stories that tell of the coming of Jesus. Some of us know it like the back of our hands and it has become so commonplace that the narrative of a young virgin impregnated by the Holy Spirit and giving birth to the son of God seems just as plausible as a man getting pregnant and giving birth. Some of us are no longer moved by the story because we’ve spent years with it in our churches, in our seminaries and Bible colleges, and in our homes, but we force ourselves to be moved just a few days before Christmas because that’s what we’ve been trained most to do. Many wind down and reflect as they start to wrap up their Christmas shopping, place the last few gifts under the tree, and bake the last batch of cookies. A reflection on the true significance of this moment on the Christian liturgical calendar is sometimes left as an afterthought to what is given top billing on the calendar of capitalism. But we must wait, and wait longer than a few days, to acclimate ourselves to the coming of Jesus. When we take hold of the season of waiting that Advent is, we give ourselves the opportunity to experience the wonder of every occasion that lead up to the birth of Jesus.

When we read the Gospel narratives that foretell of Jesus’ birth, of Mary’s visit to Elizabeth, of the Magnificat, we must stop ourselves from breezing through it quickly because we’ve heard it all before. Instead we should be held captive by every word as if we were hearing it for the first time and as if we may never hear it again. When we repeat the refrain, “O Come, O Come Emmanuel and ransom captive Israel, that mourns in lonely exile here, until the Son of God appear,” we are implicating ourselves as those in captivity in need of a release from our self-imposed exile. Given the capitalism and consumerism that has marked this season—and the violence it has wrought—we are now, more than ever, in the need of the discipline of waiting. We must wait in order to restore the wonder of this blessed season we are in, a season that shines light into dark places and gives many hope. We must wait, not only for ourselves but for every person who has yet to experience the great hope that many of us know so well. We must wait so that we refresh ourselves in the wondrous love to come over receiving it as an entitlement that we might take for granted. We must wait, because in waiting we are forced to slow down, and in slowing down we gain perspective on the significance of this season which brings us back to wonder. The awesome wonder of the coming of Jesus is what this season is about, just wait for it.