Obama at 100

obama smiling

President Barack Obama's first 100 days have been anything but uneventful.

Today marks President Barack Obama’s first 100 days in office. Over the past few months, we’ve witnessed bailouts, stimulus bills, budget battles, Korean rockets, gangbanging pirates, Michelle’s arms, a dog named Bo, and most recently an international outbreak of swine flu. Given the magnitude of issues facing our nation right now, 100 days seems hardly enough time to measure a presidency.

Still, right or wrong, we view those initial 100 days as the first significant benchmark of a U.S. president’s effectiveness. And there clearly are important things that we can glean about the man from watching his progress out of the gate. That’s why we asked a variety of urban pastors and ministry leaders to share their impressions of our new president on the occasion of his 100th day. Read their critiques, and then let us know what you think.

ERIC REDMOND: At 100 days into office, a significant decision of the President has been to attempt to make life as normal as possible for Malia, Sasha, and Mrs. Obama. Scenes of the Obamas walking Bo on the White House grounds are visible indicators of his endeavor to fulfill this goal. Hopefully President Obama will continue, as often as possible, to enjoy dinner and conversation with his family, play with his girls, and hold nightly his First Lady. This will strengthen the country beyond 100 months from now, when he is no longer President, but still a husband and a father.

Rev. Eric C. Redmond is senior pastor of Reformation Alive Baptist Church and Assistant Professor of Bible and Theology at Washington Bible College, both in Maryland. He is the author of Where Are All The Brothers? Straight Answers to Men’s Questions About the Church and blogs at A Man from Issachar.

CHRISTOPHER BULLOCK: President Obama has proven to be a visionary leader with an ambitious policy agenda. One of his greatest challenges is the Middle East. The stakes are high and complex. Issues of war and rumors of nuclear war and achieving a two-state solution are preeminent. The Holy Land is the cradle of Judaism, Christianity and Islam; yet it is consumed with so much unholy activity. In Obama’s pursuit of sustainable peace in the Middle East, he must toil relentlessly against racism, poverty, and militarism in the name of justice …with the prophetic hope of studying war no more.

Dr. Christopher Alan Bullock is pastor of Canaan Baptist Church in New Castle, Delaware. He founded the Delaware Coalition for Prison Reform and Justice, which brought national attention to inadequate healthcare in Delaware prisons. He previously served as senior pastor of two historic churches, Eighth Street Baptist Church of Wilmington, Delaware (1990-98), and Progressive Baptist Church of Chicago (1998-2004).

ARLOA SUTTER: As I watched the election returns on Nov. 4, 2008, my Westside Chicago neighborhood was unusually silent. The moment the announcement was made that Barack Obama had won, the neighborhood erupted in glee. People ran into the streets and danced. It was a time of great joy. We saw an immediate transformation in the kids in our afterschool program. They now hold their heads high and speak of their dreams. They identify with Sasha and Malia. Someone who understands them is in the White House. The change in their hearts and aspirations is beyond policies and legislation. They have hope. That said, I hope President Obama changes his mind on reducing tax incentives for charitable donations. We need both private and public funds to tackle the challenges we face in impoverished communities.

Dr. Arloa Sutter is the executive director of Breakthrough Urban Ministries in Chicago. Breakthrough supports men and women who struggle with homelessness by offering food, clothing, and shelter along with many holistic services. Breakthrough also operates a thriving program for youth and their families in East Garfield Park, one of Chicago’s most impoverished communities, providing sports and arts programs, academic assistance, and Bible studies. She blogs at arloasutter.blogspot.com.

HAROLD DEAN TRULEAR: The first 100 days of the administration of President Barack Obama further expanded our sense of him as a man of vision and reason. He projects the type of diplomatic outreach necessary for the United States to be a “chief among equals” in world leadership, and he possesses a compassion for “the least of these” that frames his reform agenda for healthcare, education and the economy. But vision alone cannot serve as the total package for any president. President Obama’s greatest challenges will be to move from vision to statecraft, the actual art of governing in a democracy of checks and balances.

While the Senate moves toward a 60-40 Democrat majority, there will still be areas where the President will have to negotiate with the legislature around issues such as how to fund healthcare reform, appropriate resources for access to higher education, and manage the many moving parts of the recovery act. Political scientist Robert Smith argued persuasively in his book We Have No Leaders that African Americans must not be satisfied with symbolic politics — they cannot view office holding in and of itself as victory. Rather, the highest dignity is afforded Black politicians when we hold them to standards of effective statecraft, what Smith calls “political deliverables” that reflect decisions made and executed for the good of the nation, and especially its most vulnerable.

President Obama has the vision, without which a people perish. History will tell if the Red Sea will part at the lifting of his staff.

Harold Dean Trulear, Ph.D., is Associate Professor of Applied Theology at Howard University School of Divinity in Washington, D.C., and the president of G.L.O.B.E. Ministries in Philadelphia.

DAVID ANDERSON: It was a dark night on the open sea when the bullets ripped across the air with precision, killing three Somali pirates who held hostage an American captain. Barack Obama was indeed tested in his first six months, just like Joe Biden predicted. The retort during the campaign was whether Obama had the judgment to handle conflicts internationally. Within four days, victory for the president’s first use of military force answered the question about his judgment in his first 100 days.

In addition to judgment, the sheer volume of work has been enormous as the Obama administration accomplished more work on Day One than any president in recent history. Obama continued to state during his campaign that a president must be able to do more than one thing at a time. Has he ever. From international travel, rebuilding damaged bridges with countries that had come to see us as arrogant bullies, to a badly broken economic system, Obama has been up for the task.

No one could ever accuse the new president of being a lazy man. So far his work ethic has been strong, his wife has been graceful, and his candor with the American people has been ongoing. The president is communicating almost daily through news conferences, public appeal, and the Internet, making the American people feel informed and connected to his administration.

While some hope he fails, there are many more who are hoping — and praying — that he and our country succeeds.

Dr. David Anderson is senior pastor of Bridgeway Community Church, Columbia, Maryland, president of BridgeLeader Network, and the author of Gracism: The Art of Inclusion.

CHERYL SANDERS: President Obama’s greatest success during his first 100 days has been to demonstrate his personal and political prowess as a world leader. He has taken full responsibility for addressing the challenges of a failed U.S. economy and two morally questionable wars in Iraq and Afghanistan. So far he has proposed bold policies to remedy these and other pressing matters without denying the complex realities involved. My prayer is that he will have the vision, the focus, and the stamina necessary to guide our nation in the crafting and implementation of credible solutions to our current problems at home and abroad.

Dr. Cheryl J. Sanders has been senior pastor of the Third Street Church of God in Washington, D.C., since 1997, and is Professor of Christian Ethics at the Howard University School of Divinity where she has taught since 1984. She has authored several books, including Ministry at the Margins: The Prophetic Mission of Women, Youth & the Poor (1997) and Saints in Exile: The Holiness-Pentecostal Experience in African American Religion and Culture (1996).

RANDY WOODLEY: “It was the worst of times.” I had great hopes for the American spirit when President Obama was elected. That election night I told my 10-year-old son, “You can be anything you want now.” In spite of Obama’s conciliatory demeanor, the worst of conservative partisanship has surfaced to disrupt America’s move forward. This powerful rip across the pages of the American Myth of Homogeneity has exposed a concert of attacks on every move forward. America’s best hope has unwittingly unleashed unholy hosts (Limbaugh, Hannity, Boehner, Cheney, and others) who launched a great spoiler campaign. Pray for America.

Rev. Dr. Randy Woodley is a Keetoowah Cherokee Indian lecturer, poet, activist, pastor, historian and Professor at George Fox Evangelical Seminary in Newberg, Oregon. He is the author of Living in Color: Embracing God’s Passion for Ethnic Diversity.

THABITI ANYABWILE: The most important thing President Barack Obama has done in his first 100 days is continue to love his wife and children. I’m among the many who find wonderfully refreshing encouragement and joy in watching the first family. The most important thing he hopefully will continue to do in his presidency is love his wife and provide his girls attentive love and a godly example of manhood. The incomprehensible irony, of course, is that his greatest policy failure is the creation of an atmosphere and agenda that prevents so many families, daughters, and sons from ever entering the world. One prays for life-affirming consistency.

Thabiti M. Anyabwile is senior pastor of First Baptist Church of Grand Cayman in the Cayman Islands. He was previously an assistant pastor at Capitol Hill Baptist Church in Washington, D.C. He blogs at Pure Church and is the author of The Decline of African American Theology.

RODOLPHO CARRASCO: He’s growing on me. I didn’t vote for him. I don’t agree with many of his policies and prescriptions, whether domestic or foreign. I think he’s trying to re-engineer American society all at once, and it’s not going to turn out as he and his allies hope. But I think he’s taking his job seriously. I think he wants to do a good job and serve many people. I pray he will listen to things which, at present, he openly opposes. I pray for him and his precious family regularly.

Rodolpho Carrasco is the executive director of Harambee Christian Family Center in Pasadena, California. Harambee provides afterschool programs and a private, Christian school that emphasize personal responsibility and indigenous leadership development. He blogs at UrbanOnramps.com.

LEROY ARMSTRONG: Leadership is solution oriented. I highly commend President Obama for courageously confronting the manifold problems facing our nation with salient solutions. I also commend him for seeking to make our government more transparent to the American people, so that we can get a better picture of what really is happening in Washington. With his affection for President Lincoln, I pray President Obama will, in similar fashion as in 1863 during a time of national crisis, call our nation to prayer and fasting, and to quote Lincoln, “… humble ourselves before the offended Power, to confess our national sins, and to pray for clemency and forgiveness.”

Rev. Leroy R. Armstrong Jr. is senior pastor of The House of Hope Church in the Dallas suburb of Cedar Hill, Texas. He is also president of Proclaiming the Word Ministries. He previously served as pastor of Greater Good Hope Baptist Church in Louisville, Kentucky, and St. John Missionary Baptist Church of Dallas. Early in his ministry, he also served as Executive Pastor of Christian Education at Concord Missionary Baptist Church in Dallas, under the late Dr. E. K. Bailey.

NICHOLAS ROWE: President Obama’s election, received warmly and seen as iconic, was a significant event here in South Africa given this country’s past. However, the glow wore off quickly amid the fears of the global economy (and the American role in it). Americans are regarded warmly, but their government and its designs on the continent still raise suspicion. The president will get a hearing (especially given the deep unpopularity of the last administration), but South Africans are waiting to see how Obama will do on two fronts: how his leadership will affect global economic issues, and how he will deal with other suitors for African attention, especially China and India.

Dr. Nicholas Rowe is Head of Humanities and Education at St. Augustine College of South Africa. He is also involved in peace-building and reconciliation efforts in Africa as director of Reconciliation Projects for Arise Urban Ministries. Previously a professor of history at Eastern Nazarene College in Quincy, Massachusetts, he now lives in Johannesburg with his wife, Sheila Wise Rowe, and two children.

SHERON PATTERSON: President Obama’s first 100 days gave America and the world the opportunity to see freshness, innovation, and confidence at work in one person. He shows us that walking in your anointing looks like. Whether he is tackling the budget, torture in Guantanamo, embryonic stem-cell research, or the struggle in Afghanistan, our president does not allow himself to be rattled or shaken by the haters.

I do have one request of our leader, however. I understand that he has assembled a group of clergy that he prays with and seeks counsel from, yet none of these clergy are women. If this is true, I say, “Please, Mr. President, don’t forget the clergy sisters; we know how to pray too!”

Dr. Sheron C. Patterson is the senior pastor of Highland Hills United Methodist Church in Dallas. An author, columnist, and health and wellness expert, her books include Put on Your Crown: The Black Woman’s Guide to Living Single. Visit her at DrSheron.com.

KEN FONG: One hundred days ago, Barack Obama stepped into the Oval Office facing unprecedented crises. An economy in free-fall. A severely compromised justice system. Two impossible-to-win wars. A bloated healthcare system that leaves millions of Americans without basic coverage. An environment teetering on the brink. And as our nation’s first African American president, Obama took up these challenges under intense scrutiny, as the press and people wondered if he truly has what it takes to sit capably in one of the world’s hottest of seats.

As he demonstrated on the campaign trail, President Obama has continued to come across as cool under fire, thoughtful about complex issues, unafraid to search for the best minds and the best advice. I have been taken aback by how starved I was for a president who was clearly erudite, even-keeled, and not just articulate but inspirational as he has shown himself to be. History must wait awhile before it can legitimately issue him a report card — one hundred days is far too short a period to determine whether his solutions to our nation’s problems were the right ones. However, one of the things I believe he has clearly done well already is to begin restoring the good name of America in the rest of the world. Who knew that simple gestures like a warm handshake, a genuine smile, or refraining from speaking in disrespectful and dismissive ways could so quickly thaw our nation’s relationships with other countries, especially those that have been declared our “enemies”? At a time in our history where both problems and solutions clearly require global cooperation, it is reassuring to have a person in the Oval Office who obviously grasps this.

Rev. Dr. Ken Fong has been the senior pastor of Evergreen Baptist Church of Los Angeles since 1996. He has been a trustee for InterVarsity Christian Fellowship, Westmont College, and currently serves as the vice-chair of the Asian American Drug Abuse Program. He has taught at Fuller Seminary, Haggard School of Theology, and is an adjunct at Bakke Graduate University. He has authored two books, including Secure in God’s Embrace: Living As the Father’s Adopted Child.

NORMAN PEART: It’s clear from his first 100 days that President Obama is committed to change. Some change I’ve applauded — like aggressively continuing to address the financial downturn in America, correcting gender-based pay discrepancies, shifting military focus to Afghanistan, and bolstering health coverage to children. But some change concerns me, such as expanding embryonic stem cell research, supporting domestic and overseas abortion rights, and expanding government while increasing the national debt.

Yet I continue to pray that this determined president will allow the Lord to direct his steps. There are three clear evidences that will reveal this guidance. First, President Obama will change his status from that of absentee to regular attendee in a Bible-teaching church. As the kings of Israel were instructed to lead with God’s Law always before them in order to gain a higher wisdom, so he will need the same divine counsel.

Second, he will reject the typical protocol for those in power — this protocol was evidenced in the Obamas’ glamour makeover resulting in the media’s hype of “a return to Camelot” — and encourage change by modeling humility and restraint in a time of economic uncertainty.

Third, he will draw from his unique insights as a minority to change the top-down agenda of most world leaders’ gatherings to include the needs of the devalued of the world — whether sexually exploited young women in America’s inner-cities or orphaned children in Darfur, Africa. My prayer is that he, like the prophet Habakkuk, will echo concern for the lowly masses of the nations who are treated as insignificant pawns by the powerful.

The change that has begun will continue, but may we remember our role and responsibility in guiding its course. Let us pray for the change we need.

Dr. Norman Peart is the senior pastor of Grace Bible Fellowship in Cary, North Carolina, and the author of Separate No More: Understanding and Developing Racial Reconciliation in Your Church.

MARK DE YMAZ: As last year’s historic race for the presidency now overwhelmingly confirms, demographic shifts have brought change to America. And whether for or against his policies, one must agree that Barack Obama’s first 100 days in office represent the reality of a new era in which diverse people must learn to walk and to work together as one.

Likewise, Christ-centered leaders can no longer afford to overlook the implications for themselves personally, or for the diverse people they must lead in the future. Failure to recognize the changing landscape or to adapt in accordance with Scripture may soon render their work or, worse yet, their message irrelevant.

Dr. Mark DeYmaz is lead pastor of Mosaic Church, a multiethnic and economically diverse congregation in Little Rock, Arkansas. He blogs at www.markdeymaz.com and is the author of Building a Healthy Multi-Ethnic Church.

Now, let us know what you think of President Obama’s first 100 days and these commentaries from our 15 leaders.

Obsessing Over Beyoncé

pop circumstance impactWelcome to Pop & Circumstance. This new column will be UrbanFaith’s weekly spin on the latest entertainment and pop culture news. If you read something you agree or disagree with, want to share your personal reviews of the latest movies and music, or if you just want to let us know about something we should be covering, please don’t hesitate to chime in. Well, here goes …

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Why I Believe in Multicultural Ministry

Eugene Cho

Eugene Cho

Ministry has its up and downs. Such is life. But one of the joys of planting and pastoring Quest Church is that it’s one of the most unique and diverse communities I have ever been a part of.

This isn’t meant to be a slam against homogeneous churches. In fact, I believe that every community is multicultural on some level (hint: think beyond race). While I very much miss the uniqueness of my experiences in Korean American churches — food, generations, languages, etc. (and still am involved in Korean American/Asian communities) — I now understand why God called my wife, Minhee, and I to venture out from our homogeneous suburban church into the city to plant Quest and Q Cafe.

While we have a long way to go, we’re thankful that Quest Church is growing as a multicultural, multigenerational, and urban faith community — with a desire to be an incarnational presence both in the city of Seattle and the larger world — teaching and living out the gospel of Christ.

Question: What are ways that you encourage your community to grow in diversity, community, and uniqueness?

These are my encouragements to fellow leaders and pastors:

• Know the diversity of your community. Simply, do you know your people’s stories? They may “look” the same but they represent different “cultures” — if not ethnicities. We all have diverse stories. And if you know their stories, are you making them known? For what it’s worth, this is my story.

• Nevertheless, have a vision of the larger kingdom and the “future church” and consider what it looks like to take “one step closer…” Even if your church community isn’t ethnically diverse, how are you personally building friendships and encouraging your congregants to live in friendship with neighbors and the larger community? How is your church serving “other” churches and communities — especially those that don’t look like yours? You don’t have to put all your eggs in one basket and think that “worshipping together” is the only expression. Think outside of Sundays and outside the building box.

• Be committed to the truth that each person is uniquely created in the image of God. Consider the lessons learned from the story of Susan Boyle of Britain’s Got Talent (whose inspiring performance has become a phenonmenon on YouTube) and meditate on this quote from C. S. Lewis in The Weight of Glory:

“There are no ordinary people. You have never talked to a mere mortal. Nations, cultures, arts, civilizations — these are mortal , and their life is to ours as the life of a gnat. But it is immortals whom we joke with, work with, marry, snub, and exploit — immortal horrors or everlasting splendors. This does not mean that we are to be perpetually solemn. We must play. But our merriment must be of the kind (and it is, in fact, the merriest kind) which exists between people who have, from the outset, taken each other seriously — no flippancy, no superiority, no presumption. And our charity must be a real and costly love, with deep feeling for the sins in spite of which we love the sinner — no mere tolerance, or indulgence which parodies love as flippancy parodies merriment. Next to the Blessed Sacrament itself, your neighbor is the holiest object presented to your senses. If he is your Christian neighbor, he is holy in almost the same way, for in him also Christ vere latitat — the glorifier and the glorified, Glory Himself, is truly hidden.”

Why did God call us to plant Quest Church? It’s hard to put into words, but the images below illustrate some reasons why. We do ministry in hopes of loving and serving people so that we may all be drawn to the Gospel of Christ.

I’m thankful for the beauty of diversity, community, and uniqueness of each person because they give me a glimpse of a larger, deeper, and fuller God and Kingdom. When I exclusively hang with those that look, think, and view the world just like me, I’m prone to live with blind spots … In short, I see what I see and what I want to see. This is why I need others and, yes, why others need me.

Much thanks to Leo Chen Photography for these great pics during a recent Sunday service.

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Beating the High Cost of Higher Education

college scaleIf you’re a middle-class parent with a senior graduating from high school this year, you’ve probably been deeply involved in the frantic world of college acceptance. You’ve been sweating it out with your kid as he awaits that all-important letter from his school of choice. You’ve played the role of the patient counselor, but the truth is you’re just as anxious as your young college-student-to-be.

You’ve spent the past 12 years watching, encouraging, and helping your child (when you can understand the assignments) to study, read, and complete all of his homework. You drove him to music lessons, sports practices, and community service assignments because you were told by the college counselor at his high school that he needed extracurricular activities on top of great grades. You paid for professional classes to help him boost his SAT score, and when invited, he joined the National Honor Society, the National Honor Roll, and Who’s Who Among American High School Students. You hung every plaque, framed every certificate, pinned up every ribbon, and displayed every trophy to remind yourself that you expended this effort knowing that every bit of it would look great on his all-important transcript for the ultimate prize–scholarship money.

But, alas, now that you have sweated over accurately filling out the FAFSA, you’ve discovered that your child, although deserving, is not eligible for any Federal, state, or any other need-based aid, which (you also discovered to your chagrin), is what the majority of the large awards are based on. You make too much money. (You could argue that $69,000 for a family of four is no real money, but save your breath. That’s the ceiling in some states.) If only you had a lower-paying job, more children, or were deeper in debt, that same high school senior could be looking at a full-ride scholarship to a prestigious university. Because you have worked hard to provide, you are now looking at dipping into your retirement fund to help with his higher education. (You’re as old as you are because you judiciously waited to start your family until you were in a better financial position to provide a comfortable home in a nice neighborhood and a childhood with at least some frills.)

And that great kid of yours is now rewarded by having to take out loans for his higher education. He will then have the grand privilege of looking forward to his first 10 years out of college paying those loans back while he holds down the great job for which he has been prepared, plus paying a decent amount of taxes to that same state and federal government who wouldn’t help him get where he is now. Parents, what were you thinking?

Well, fellow parents, as I faced this dilemma, I joined my son Matthew on a search for private, merit-based scholarship money. We found the search frustrating, as each of the wonderful organizations offering this money has tons of different requirements, long forms, and many applicants. The competition is fierce and Matthew’s registration and move-in date kept moving steadily closer. Would he get the scholarships or not? I was losing my fingernails fast.

I finally realized that I was approaching it all wrong. Instead of chasing the money, I needed to send Matthew to a different institution. I needed to send him someplace where the cost of his education, room, and board would be covered by the state and federal agencies of the great land in which we are proud citizens. And since I know you get what you pay for, I wanted to find an institution on par with the $30,000 per year I was looking at paying for him to attend his chosen university. It was my good fortune to be watching 60 Minutes several weeks earlier because I got my answer.

Yes, 60 Minutes spotlighted just the kind of institution that, I decided, would be perfect for my son. It’s a place called Pelican Bay. The show talked about its entrepreneurial “students” who were running national corporations while still in attendance. What a head start on life! I want my son in a place where those around him are forward thinking, self-starters — people who see barriers as challenges and let nothing stop them from reaching their business goals. There was the young man who had taught himself a whole new language in order to better communicate with his colleagues. And there were art “students” who wove intricate messages into their masterpieces — messages only those really in tune with the times could decipher. Matthew would be able to network with these guys and more (early on, his report cards received the coveted comment “works well with others”) who operated independent empires and who were more than glad to allow him to align himself with them as each group would jockey to bring him into their circle and teach him what Pelican Bay had taught them. Such fraternity!

I leaned toward the television. At Pelican Bay, Matthew would gain incredible business savvy. He’d know the ins-and-outs of insider trading, financial frugality, slick communication skills, and creative time management.

I was fascinated. Upon searching Pelican Bay’s website, I found more intriguing incentives in terms of an educational environment for my son. The website promised that Pelican Bay fosters “an innovative, collaborative environment that provides meaningful educational and vocational training.” That’s exactly what I wanted for Matthew. It also incorporates “medical and mental health services in day-to-day operations.” Fabulous! Free health care.

The more I read, the better it got. Pelican Bay provides “secure housing” and has established that “violence is unacceptable” and backs this up by holding residents “personally responsible for their actions through behavior-based multi-level programming.” In this age of out-of-control school violence, what a comfort this is for a parent. This settles my fears about releasing him to the dorm.

Pelican Bay is an extensive 275-acre facility with a $115 million budget, workout facilities, laundry facilities, and optical services, just to name a few provisions.

Now here’s the best part: Every resident of Pelican Bay receives a full ride financed by the government to the tune of $30,929 each per year. That’s free tuition, room, board, medical, dental, and visual for as long as is necessary, all on the government’s dime. Such a deal! As a taxpayer, I’m paying into this system anyway; how can I possibly pass up taking advantage of such an incredible business educational opportunity for my son?

The minor detail that Pelican Bay is a state correctional institution may deter some parents, but the benefits just seem to far outweigh the risks.

Of course, my home state of California and the federal government could question the logic of paying over $30,000 a year, for 15 years to life, over paying $30,000 a year for four years to educate upstanding young people who have the real potential of becoming contributing, positive role models in society. They could question the validity of a system that believes middle-class kids are less deserving of starting life after college out of debt. They could question their support of a system that punishes parents who have been diligent and balanced in their spending habits for 18 years. Those questions could be asked, but the student loan system is riding safely and securely on the backs of these middle-class kids who obviously have admirable work ethics or else they wouldn’t meet the requirements of acceptance to the excellent private universities across this country.

Before I sent for the Pelican Bay application, Matthew and I continued to scout merit-based scholarships. (Did I mention he was the valedictorian of his class, carried a 4.2 G.P.A., and planned to major in Film Production with a view to bring values-based motion pictures into mainstream Hollywood?) He and a few of his friends are in the same looking-forward-to-the-loans boat.

If anyone has a better idea for these kids, please let me know. Otherwise, parents, take my advice and follow my lead. Look into the outstanding, educational, vocational, and personal growth opportunities afforded free for your child at institutions like Pelican Bay. Believe me, when they go there, they will never be the same.